Nigerians enjoy top-notch banking services provided by Sterling Bank, one of Nigeria’s leading financial institutions. Sterling Bank Nigeria was founded in 2004 by Sterling Bank Limited, based out of the British Virgin Islands. The bank runs an ATM network and has branches all over Nigeria. In today’s how-to guide, we’ll show you how to use a code to check your account balance, the USSD code to use for it, and how to use the Sterling Bank mobile app to check your balance from the comfort of your home, all through your phone. With the USSD code, you can get Sterling Bank’s limitless digital banking services anywhere in Nigeria.
With digital banking mechanisms in place, Sterling Bank provides customers with tools to make banking easier, from mobile apps to social media, and even for those without internet-enabled devices, there are USSD codes to make banking even easier, like checking your BVN on the go, airtime purchase, fund transfer, and many more.
Sterling Bank USSD Code For Account Balance
The Sterling Bank USSD code is *822#. That is the general code used for everything Sterling, including checking account balances, recharging, et cetera.
For the Sterling Bank USSD code for account balance check, dial *822#, press 6, and then hit the send button (this is the option for checking your account balance).
You’d need to enter your 4-digit USSD PIN to authenticate this command.
You will see your account balance displayed on your screen.
But the direct code to check Sterling Bank account balance is *822*6#.
Then you’d be required to enter your 4-digit USSD code to verify that it’s you.
You must use the mobile number associated with your account for this Sterling Bank USSD code for account balance check to work.
How to Sign Up to Use the Sterling Bank USSD Code for Account Balance Checking
- Dial *822#, then press 1 (option for registration).
- Type in your accurate account number.
- Alternatively, dial the direct code, which is *822*1#, then enter your account number,
- Then create a 4-digit PIN for future transactions.
Sterling Bank WhatsApp number
You can do various transactions using Sterling Bank’s 24-hour WhatsApp banking service, including checking your balance, transferring money, buying airtime, paying bills, finding out your BVN, and generating statements. Simply save the Sterling Bank WhatsApp number and text it straight from your phone.
The Sterling Bank WhatsApp number is +2349060006449, or you can click this WhatsApp link to reach the bank directly on the Sterling Bank WhatsApp number.
Once you’re on WhatsApp, you’ll have access to all of your WhatsApp banking options.
How To Use the Sterling Bank Onebank App to Check Your Account Balance
You may want to use something other than the Sterling Bank USSD code for account balance checks. To use the app, follow the steps below:
- Download your smartphone’s Sterling Bank OneBank app from the Apple App Store or Google Play Store.
- Open the app.
- Enter your login information and log in.
- If you’re a new user, click “Sign Up” and follow the instructions to get on board.
- Your account balance and name will automatically appear on the dashboard after you log in.
How To Check Your Sterling Bank Account Balance with An ATM
By doing the following, you can use your ATM card to see the current balance on your Sterling Bank account from an ATM:
- Stop by any ATM.
- Insert your card.
- Enter your secret transaction PIN.
- From the menu, choose balance.
- The screen will show your account balance.
- When done, select “end process” or “another transaction” to carry on or finish the procedure.
How To Contact Sterling Bank Customer Care
Do you want Sterling Bank customer care to sort out an issue for you? You can get in touch with Sterling Bank customer care from anywhere, rather than going to a branch. The Sterling Bank customer care numbers are as follows:
- Call 017003270
- +2347008220000
- 01-4484481
- 01-8888822
Note: Some important details, such as your account name and number, among other things, may be asked, and these must be provided when contacting Sterling Bank customer care or the support center to inquire about your account balance or any other thing you want to know about your account.
Frequently Asked Questions (FAQs) Regarding Sterling Bank USSD code for account balance:
Do I Need Airtime to Use the Sterling Bank USSD code for Account Balance?
Before now, using the Sterling Bank USSD code to check your account balance did not require you to have airtime. However, your service provider might charge you around #6 for the service these days. This charge may be deducted from your airtime.
Is It Free to Check Your Account Balance?
After paying your service provider charges, you must pay 10.05 Naira (VAT included) each time you use the Sterling Bank USSD code for account balance checking. The charge may be debited from your Sterling Bank account balance.
You may want to call the Sterling Bank customer care number to inquire about your account balance. In that case, you might only be charged the regular call fee by your service provider. However, to use WhatsApp and the bank app, you must have data and internet connectivity.
Can I Use SMS To Check My Sterling Bank Balance?
When you use the USSD code to check Sterling Bank account balance, after it has been displayed, an SMS carrying your account balance should also arrive as an SMS alert.
How To Check Sterling Bank Account Statement
That is known as a statement of account. However, this service is unavailable over the Sterling Bank USSD code or ATM. But to check your Sterling Bank account statement, you may use the OneBank app, then click on “statement” from the left panel, or you may request it via WhatsApp, or even go to the bank.
What Phone Can I Use for The USSD Code?
The code to check Sterling Bank account balance works on any mobile device. You don’t need an internet-connected phone to use the Sterling Bank USSD or call any customer service number. To check your account balance through the Sterling Bank app or internet banking, you need a phone that can connect to the internet.
Although the USSD codes, as mentioned earlier, do not require an internet connection, you should nevertheless dial them when the network signal is strong enough. And finally, it works on all networks, including MTN, Airtel, Glo, and 9Mobile.
You now understand the Sterling Bank USSD code for account balance check, how to check it, sign up, and so on. Do share this information on your favorite social media channel.
